Checking Accounts

Become a Member TODAY! Fill out this application and bring it in to either office.

U.S. Patriot Act Notice:
In accordance with the U.S. Patriot Act, Federal Law requires all financial institutions to obtain, verify and record information that identifies each individual or entity opening an account.

What this means to our members: When you open an account, you will be asked for your name, address, social security number, or tax identification number, date of birth, if applicable, and other information that will allow the Credit Union to identify you. You will also be asked to furnish your driver’s license or other identifying documents. We are required to follow this procedure each time an account is opened, even if you are a current member of the Credit Union.

**FREE* Checking**

Millstream Area Credit Union’s Free* checking account is the best kept secret in town! If you are being charged fees at another institution, open a Millstream Area Credit Union Free* checking account with all of the following features and benefits:

No monthly service charge
Free Online Banking,
Free Web Bill Pay
E-statements
No minimum balance required
Courtesy Pay
Overdraft Protection available
Unlimited check writing

* No monthly service fee
* Other fees may apply
Click here for a list of fees

CRUISIN’ 55 CHECKING

Millstream Area Credit Union’s Cruisin’ 55 checking account rewards members by providing dividends on their balances above $500.00. Additional features include:

Checking that earns interest!
0.25%APY* raise of any Certificate Rate on deposits of $5,000 or more
1 FREE box of Basic Checks a year
Monthly Statements
Free E-statements
Dividends are paid quarterly
Free Online Banking
Free Web Bill Pay
Unlimited Check Writing
Overdraft Protection available
Courtesy Pay
Checking account for those 55+ members

Membership eligibility required.
* APY (Annual Percentage Yield)
* APR (Annual Percentage Rates)
Dividends are earned on the average daily balance.