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Not a member yet? Click here to see if you qualify. Anyone who lives, works, worships or goes to school in Hancock, Hardin, Putnam, Allen, Seneca and Wood counties, or has a family member who does, qualifies for membership! With two branch locations in Findlay and North Baltimore, Ohio, and as a Shared Branching member, having your savings account with us couldn’t be easier.
Millstream Area Credit Union offers Savings Accounts to fit the needs of our members in Findlay and North Baltimore, Ohio, as well as the surrounding counties.
Millstream Area Credit Union is a financial co-operative. Our members each have a share in the credit union, they’re member owners. The initial $5.00 deposit to the account is called the par value. Par Value is each person’s “stake” in the Credit Union’s success. Regular Share savings accounts were designed to help people save and budget their financial futures. These accounts have been utilized for many different reasons depending on the member.
This is another type of savings account that is meant to keep funds for certain payments separate from funds the member would consider available. This alleviates the problem of spending your bill money by accident. These savings accounts have the capability to have automatic withdraws, and direct deposit or direct deposit distributions. One of the most convenient uses for a payment share savings account is to have automatic payments for your loans or credit card payment here at the Credit Union. When you set up direct deposit and have funds distributed to your payment share savings account, upon request, we can have your loan and/or credit card payments (to Millstream Area Credit Union) automatically debited from this account without any hassle. Stop waiting for the end of the month, writing checks, stressing over making it in to pay on time; get a savings account that is perfectly tailored to you and your financial needs.
Special Savings Accounts were designed to give each member the flexibility to save as they wish. These savings accounts have been used for many different reasons; some people use the special share savings account to save for tax season, others use the savings account for school season, save for weddings or parties or individual needs as they see fit. The special savings account works the same lines as the Regular Savings Account.
* You can personalize the savings account name through Online Banking.
Millstream Area Credit Union recognizes that youth is the future of the Credit Union; however, our seniors are our present! We’ve got a savings account to honor those loyal seniors who’ve stuck with us all these years!
U.S. Patriot Act Notice:
In accordance with the U.S. Patriot Act, Federal Law requires all financial institutions to obtain, verify and record information that identifies each individual or entity opening an account.
What this means to our members: When you open an account, you will be asked for your name, address, social security number, or tax identification number, date of birth, if applicable, and other information that will allow the Credit Union to identify you. You will also be asked to furnish your driver’s license or other identifying documents. We are required to follow this procedure each time an account is opened, even if you are a current member of the Credit Union.