Teen Savings and Checking Accounts

Teen Savings Accounts

Teens: Are you ready to start earning more for your brains?  Millstream Area Credit Union is ready to help. When you are a member of Millstream Area Credit Union *we offer $1.00 for every “A” received in a **general education class. The $1.00/ “A” will be deposited to your savings account. What better way to learn how to start saving.

Click on the link below to visit CU Succeed:

Teens are automatically enrolled into our CU Succeed program where they will receive quarterly newsletters and financial education opportunities when they open a Teen Savings Account. Millstream Area Credit Union prides itself on helping to build a stronger brighter financial future; today’s teens are that future!

Please contact a Member Service Representative today for more details.

*Offer is extended to Teen Share Savings  Accounts Only. You must be between 13 and 17 to qualify for a teen share account. Membership eligibility required. You are not required to have a parent or guardian on the account with you if you can provide a government issued picture ID as well as a second form of ID.  In compliance with USA Patriot Act of 2001, you must have proper identification to open an account.

**General Education classes are determined by the Credit Union as eligible for an incentive payout or ineligible based on the class description. Please contact a Member Service Representative if you are unsure of a classes eligibility.

Teen Checking

Parents: Help your teen achieve financial freedom while teaching them financial responsibility with Millstream Area Credit Union’s Teen Checking Account.

  • No monthly service charge
  • A parent or legal guardian is required to be a joint owner of the account
  • Ages 13-17
  • First 50 checks FREE
  • $100 required deposit in savings/overdraft at all times
  • Monthly statements, Free e-statements
  • ATM Check Card available with parental consent

Become a Member TODAY!  Fill out this application and bring it in to either office with your Teen to open a Teen Checking today!

U.S. Patriot Act Notice:
In accordance with the U.S. Patriot Act, Federal Law requires all financial institutions to obtain, verify and record information that identifies each individual or entity opening an account.

What this means to our members:  When you open an account, you will be asked for your name, address, social security number, or tax identification number, date of birth, if applicable, and other information that will allow the Credit Union to identify you.  You will also be asked to furnish your driver’s license or other identifying documents.  We are required to follow this procedure each time an account is opened, even if you are a current member of the Credit Union.