Kasasa Cash

Kasasa Cash

Kasasa Cash is a free rewards checking account that pays up to 2.25% APY each month and also earns up to $25 in refunds on ATM fees nationwide! You can even connect your Kasasa Cash account to a free Kasasa Saver savings account to build your savings automatically.

  • 2.25% APY on balances up to $10,000
  • 2.25% to 0.43% APY on balances over $10,000 depending on balance in account
  • 0.05% APY if qualifications aren't met
  • Up to $25 in refunds on ATM fees nationwide
  • Links to high-interest Kasasa Saver account
  • No minimum balance to earn rewards
  • No monthly service fee
  • No minimum deposit to open
  • Courtesy Pay available

Earning Your Rewards is Easy

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 automatic payment (ACH) post and settle

Even if you don't meet your qualifications one month, your Kasasa Cash account is still free. Plus, you'll still earn our base rate of interest and you can get right back to earning your rewards the very next month!

APY=Annual Percentage Yield. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.25%; and (3) balances over $10,000 earn 0.25% dividends rate on portion of balance over $10,000, resulting in 2.25% - 0.43% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM processed transactions and transfers between accounts do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN. ATM receipt may be required to be presented for reimbursement of an individual ATM fee of $5 or higher.