Current as of May 1, 2023.

Service Fee
Account Balancing Assistance by Appointment $25.00/hour
ACH Origination Return Fee $35.00 each
ACH Return for Non-sufficient Funds $35.00 per presentment
Additional Copies of Statement $5.00/statement
ATM Surcharge (non members only) $3.50 each
ATM/Debit Card Transaction Fee (non MACU ATMs) $1.00 each
ATM/Debit/Visa Card Replacement - Instant Issue $15.00/card
ATM/Debit/Visa Card Replacement - Mail Order $10.00/card
Automatic Transfer from Overdraft Free
CarFax Report $34.99 each
Cashier Checks – (one free / day for MACU members) $2.00 each, shared branching $3.00
Christmas Club Early Withdraw Fee $5.00 each
Copy of Share Draft (free on Online Banking) $10.00 each
Dormant Account Fee (no activity for 12 months) $5.00/month
Foreign Check Deposit Fee $25.00/check (as low as)
GAP Insurance Policy (loan rules apply) $450.00 (as low as)
Garnishments & Tax Levies $35.00 each
Incoming/Outgoing Faxes $2.00
IRA Close Account Fee $25.00
IRA New Account Fee (based on account value) $5.00
IRA Yearly Maintenance Fee (based on account value) $10.00
Loan Application Fee (after 2 denials in 2 months) $15.00 each
Loan Late Payment Fee  10% of monthly payment (max $75)
Loan Processing Fee 2% of amount borrowed (max $200)
Membership Number Replacement Fee $15.00
Money Orders $2.00 each
Overdraft Privilege Fee (Courtesy Pay) $35.00 per presentment
Return Mail Fee $5.00/month
Return of Deposited Check – Business Accounts $25.00 each
Return of Deposited Check – Personal Accounts $10.00 each
Satisfaction of Mortgage Fee $54.00
Share Draft Returns for NSF $35.00 per presentment
Share Draft/Check Printing Price May Vary
Stop Payment on Share Draft or ACH $15.00
Transaction History Printout $2.00
Visa Balance Research Fee $25.00 / hour (min. charge of 1 hour)
Visa Credit Card International Service Assessment Fee 1% of trans. amt.
Visa Check Card Dispute – Chargeback $25.00 each
Visa Debit Card International Service Assessment Fee 1% of trans. amt.
Visa Late Payment Fee $25.00/month
Visa Returned Payment Fee $25.00/month
Visa Statement Copy Fee $5.00/copy
VSI Fee (applies to Automobiles, RVs, and Boats) $39.00/loan
Wire Transfers (Incoming) $10.00 each
Wire Transfer (International-outgoing and incoming) $35.00 each
Wire Transfer (Outgoing) $20.00 each