Millstream Area CU

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(419) 422-5626

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Fee Schedule

Effective February 28, 2017. Current as of August 1, 2019.

Account Balancing Assistance (2 free/year)$25.00/hour
Account Re-opened Fee (within 60 days of closing)$15.00 each
ACH Origination Return Fee$35.00 each
ACH Return for Nonsufficient Funds$35.00 each
Additional Copies of Statement$5.00/statement
ATM Surcharge (non members only)$2.00 each
ATM/Check Card Transaction Fee (using non MACU ATMs)$1.00 each
ATM/Check/Visa Card Replacement Fee$10.00/card
Automatic Transfer from OverdraftFree
CarFax Report$34.99 each
Cashier Checks – one free per day$1.00 each
Check Cashing (Account Rules Apply)$10.00 each
Christmas Club Early Withdraw Fee$5.00 each
Copy of Share Draft (C.U. provided, internet is free)$10.00 each
Dormant Account Fee (no activity for 12 months)$5.00/month
Foreign Check Deposit Fee$25.00/check
GAP Insurance Policy (loan rules apply)$375.00 (as low as)
Garnishments & Tax Levies$25.00 each
Home Equity Application Fee (Variable)$125.00 each
Incoming/Outgoing Faxes$1.00/page
IRA Close Account Fee$25.00
IRA New Account Fee (based on account value)$5.00
IRA Yearly Maintenance Fee (based on account value)$10.00/year
Loan Application Fee (after 2 denials in 2 months)$15.00 each
Loan Late Payment Fee (10% of mo. pymt.)$50.00 max
Loan Processing Fee (2% of amt. borrowed)$150.00 max
Money Orders$1.00 each
Real Estate Loan Payoff Fee$25.00
Return Mail Fee$5.00/month
Return of Deposited Check – Business Accounts$25.00 each
Return of Deposited Check – Personal Accounts$10.00 each
Satisfaction of Mortgage Fee$50.00 each
Share Draft Returns for NSF$35.00 each
Share Draft/Check PrintingPrice May Vary
Stop Payment on Share Draft or ACH $15.00 each
Visa Balance Research Fee (minimum charge of 1hr.)$25/hour
Visa Credit Card International Service Assessment Fee1% of trans. amt.
Visa Check Card Dispute – Chargeback$25.00 each
Visa Debit Card International Service Assessment Fee1% of trans. amt.
Visa Late Payment Fee$25.00/month
Visa Returned Payment Fee$25.00/month
Visa Statement Copy Fee$5.00/statement
VSI Fee (applies to Automobiles, RVs, and Boats)$37.00/loan
Wire Transfers – International – Incoming$35.00 each
Wire Transfers – International – Outgoing$35.00 each
Wire Transfers – Domestic – Incoming$5.00 each
Wire Transfers – Domestic – Outgoing$15.00 each