Connect a free Kasasa Saver account to a Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking account to make saving easy and automatic! Each month that you qualify for your rewards, funds will automatically transfer into your Kasasa Saver account. Meanwhile, your Kasasa Saver earns a high APY!
- $5 minimum deposit to open
- Links to free Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes account
- Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
- 0.5% APY on balances up to $10,000
- 0.5% to 0.27% APY on balances over $10,000 depending on balance
- 0.05% APY if qualifications are not met on Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes account
- No monthly service fee
- No minimum balance to earn rewards
Earning Your Rewards is Easy
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice
- Have at least 1 automatic payment (ACH) post and settle
Even if you don't meet your qualifications one month, your Kasasa accounts are still free and you'll still earn a base rate of interest on Kasasa Saver! You can get right back to earning your rewards the next month.
APY=Annual Percentage Yield. Rates may change after account is opened. Minimum to open is $5 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.25%; and (3) balances over $10,000 earn 0.25% dividends rate on the portion of the balance over $10,000, resulting in 2.25% - 0.43% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM processed transactions and transfers between accounts do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividends amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.5%; and (2) balances over $10,000 in Kasasa Saver earn .025% dividends rate on portion of balance over $10,000, resulting in 0.5% - 0.27% APY depending on the balance. If qualifications are not met on Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt may be required to be presented for reimbursement of an individual ATM fee of $5 or higher.