• Online Banking & Bill Pay

    • Check balances, transfer funds, or pay bills from anywhere.
    • View cleared checks and review your transaction history.
    • A free and convenient service for all members.

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  • CardValet

    • Get real-time notifications when your debit card is used
    • Lock and unlock your card with a few taps on your smartphone
    • Set spending limits for every transaction

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  • e-statements

    • Fast, free and easy way to save paper, and the environment.
    • Easily retrieve info while reducing the risk of fraud or theft.
    • Simplify recordkeeping — retrieve statements anytime.

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  • Mobile Banking

    • 24/7 banking with the same features as online banking.
    • Make transfers, find branches and ATMs.
    • 3 convenient forms: text banking, app, & web browsing.

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  • Shared Branching

    • A network that allows credit unions to work cooperatively.
    • Access thousands of compatible credit unions, nationwide.
    • Money orders, notary services, gift cards, stamps, and more.

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  • Member Rewards

    • Enjoy discounts & memberships with associated businesses.
    • Over $1.7 billion saved with Love My Credit Union Rewards discounts
    • Just another perk of membership with Millstream Area CU!

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  • Courtesy Pay

    • Avoid the embarrassment of bounced checks & overdraft fees.
    • We pay items clearing your checking account up to $500.
    • 30-day payback period offers immediate financial relief.

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  • Insurance

    • Our philosophy: excellent financial services should be available to all.
    • Exclusive access to TruStage Insurance investment products.
    • Take care of your family, and plan for your future.

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  • Member Service Center

    • Access several additional services — in one handy place!
    • Millstream Audio Response System (M.A.R.S.) for 24/7 access.
    • Lost/stolen cards, direct deposit, payroll deductions, & more.

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