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Draft Lines of Credit

Give your checking a boost with a line of credit attached to it. Protect yourself from overdrafts, unexpected costs, and more.

Key Features 

  • Competitive Rates
  • Local Processing
  • Quick Decisions

Benefits

  • Draft line of credit that connects to your checking account*
    • Cover unexpected expenses
    • Prevent checks from bouncing
    • And more
  • Access up to $500
  • Low monthly payments of $35
  • 10-day grace period on payments
  • Member must:
    • Be 18 years or older
    • Have a verifiable income
    • Have an active checking account
    • Be in good standing with the credit union
  • No annual fee
  • No monthly maintenance fee
  • Loan application must be filled out and signed by all applicants

*Credit qualifications, terms, and conditions apply.

What our
Members say

We've been using Millstream Area Credit Union for years and have always had great experience with them, Devin just helped us get some things figured out for my Mom's account she made it super easy!

Nick W.

Bank from anywhere.

It's that easy.