Certificates
There aren’t many guarantees in life, but here’s one of ‘em. Our certificate accounts pay interest at a fixed rate for the term you choose.
Key Features
- Competitive Dividends
- Guaranteed Returns
- No Setup or Maintenance Fees
Benefits
- Competitive, fixed rates
- Higher rates than standard savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than other, more risky investments
- Set aside for future savings goals
- A wide range of terms available (from 3 months to 5 years)
- No setup or maintenance fees
- Early withdrawal penalties apply
- Automatic renewal at maturity
- $500 minimum deposit for regular certificate
- $250 minimum deposit for minor certificate
Rates
Calculator
What our
Members say
Zachary M.Ann is incredibly helpful and assisted with my home loan application by not only providing personalized estimates but also assisting with comparing Millstream's rates with other lenders, which vastly helped me make an informed decision that was best for me and my family. I cannot say enough good things about her and all that she has done for my family! Thanks Ann! :)
