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Loan Application

This is a secure form.

* Indicates Required

  • Step 1

    Loan Information

    What kind of Loan are you looking for? *
    Will you have a joint applicant? *
  • Step 2

    Tell us about you

    How would you prefer we contact you? *
  • Step 3

    Where do you live?

    Do you own your house? *
    Do you owe mortgage? *
    Have you lived at your current residence for more than 2 years? *

    Tell us about your previous address

  • Step 4

    Identifying Information

    We need this information to verify your identity. Information passed through this form is secure.

  • Step 5

    Employment Information

    Are you self employed? *
    Have you been self employed for more than two years? *

    Tell us about your previous job

    Have you worked at another job within the past 2 years?*

    Previous Job

    Have you worked at another job within the past 2 years?*

    Previous Job

    Have you worked at another job within the past 2 years?*

    Previous Job

  • Step 6
    Do you have an additional source of income? *
    Additional income source *
    Is your income likely to decline in the next two years? *
  • Step 7

    Joint Applicant Information

    We also need information about your Joint Applicant! The next few pages (with "Joint Applicant Information" at the top) ask questions about your Joint Applicant.

    Tell us about you

    How would you prefer we contact you? *
  • Step 8

    Joint Applicant Information

    Where do you live?

    Do you own your house? *
    Do you owe mortgage? *
    Have you lived at your current residence for more than 2 years? *

    Tell us about your previous address

  • Step 9

    Joint Applicant Information

    Identifying Information

    We need this information to verify your identity. Information passed through this form is secure.

  • Step 10

    Joint Applicant Information

    Employment Information

    Are you self employed? *
    Have you been self employed for more than two years? *

    Tell us about your previous job

    Have you worked at another job within the past 2 years?*

    Previous Job

    Have you worked at another job within the past 2 years?*

    Previous Job

    Have you worked at another job within the past 2 years?*

    Previous Job

  • Step 11

    Joint Applicant Information

    Do you have an additional source of income? *
    Additional income source *
    Is your income likely to decline in the next two years? *
  • Almost done! Just a few more questions.

    Debts

    Do you currently owe any debts? *

    Debt 1

    Owed By

    Debt 2

    Owed By

    Debt 3

    Owed By

    Debt 4

    Owed By

    Totals

  • Step 13

    Property Owned

    Which of these assets do you own?

    Home

    Vehicle 1

    Vehicle 2

  • Step 14

    Please provide a reference

    Examples of valid references: a relative, a colleague, a supervisor, or a community leader who knows you well.

    If your reference is a relative, it must be a relative not living with you.

  • Step 15

    Final Questions and Agreement

    Do you have any outstanding judgments? *
    Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under Chapter 13?*
    Have you had property foreclosed upon or repossessed in the last 7 years?*
    Are you a U.S. Citizen or permanent resident alien? *
    Are you liable for alimony, child support or maintenance programs? *

    I/We agree to the terms and conditions of the Membership and Account Agreement, Truth-in-Savings Disclosure, Funds availability Policy Disclosure, if applicable, and to any amendment the Credit Union makes from time to time which are incorporated herein. I/We acknowledge receipt of a copy of the agreements and disclosures applicable to the accounts and services requested herein. If an access card or EFT service is requested and provided, I/we agree to the terms of and acknowledge receipt of the Electronic Fund Transfers Agreement and Disclosure. The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.

What our
Members say

We've been using Millstream Area Credit Union for years and have always had great experience with them, Devin just helped us get some things figured out for my Mom's account she made it super easy!

Nick W.

Bank from anywhere.

It's that easy.