Fee Schedule
Current as of May 1, 2023
| Service | Fee |
|---|---|
| Account Balancing Assistance by Appointment | $25.00/hour |
| ACH Origination Return Fee | $35.00 each |
| ACH Return for Non-sufficient Funds | $35.00 per presentment |
| Additional Copies of Statement | $5.00/statement |
| ATM Surcharge (non members only) | $3.50 each |
| ATM/Debit Card Transaction Fee (non MACU ATMs) | $1.00 each |
| ATM/Debit/Visa Card Replacement - Instant Issue | $15.00/card |
| ATM/Debit/Visa Card Replacement - Mail Order | $10.00/card |
| Automatic Transfer from Overdraft | Free |
| CarFax Report | $34.99 each |
| Cashier Checks – (one free / day for MACU members) | $2.00 each, shared branching $3.00 |
| Christmas Club Early Withdraw Fee | $5.00 each |
| Copy of Share Draft (free on Online Banking) | $10.00 each |
| Dormant Account Fee (no activity for 12 months) | $5.00/month |
| Foreign Check Deposit Fee | $25.00/check (as low as) |
| GAP Insurance Policy (loan rules apply) | $450.00 (as low as) |
| Garnishments & Tax Levies | $35.00 each |
| Incoming/Outgoing Faxes | $2.00 |
| IRA Close Account Fee | $25.00 |
| IRA New Account Fee (based on account value) | $5.00 |
| IRA Yearly Maintenance Fee (based on account value) | $10.00 |
| Loan Application Fee (after 2 denials in 2 months) | $15.00 each |
| Loan Late Payment Fee | 10% of monthly payment (max $75) |
| Loan Processing Fee | 2% of amount borrowed (max $200) |
| Membership Number Replacement Fee | $15.00 |
| Money Orders | $2.00 each |
| Overdraft Privilege Fee (Courtesy Pay) | $35.00 per presentment |
| Return Mail Fee | $5.00/month |
| Return of Deposited Check – Business Accounts | $25.00 each |
| Return of Deposited Check – Personal Accounts | $10.00 each |
| Satisfaction of Mortgage Fee | $54.00 |
| Share Draft Returns for NSF | $35.00 per presentment |
| Share Draft/Check Printing | Price May Vary |
| Stop Payment on Share Draft or ACH | $15.00 |
| Transaction History Printout | $2.00 |
| Visa Balance Research Fee | $25.00 / hour (min. charge of 1 hour) |
| Visa Credit Card International Service Assessment Fee | 1% of trans. amt. |
| Visa Check Card Dispute – Chargeback | $25.00 each |
| Visa Debit Card International Service Assessment Fee | 1% of trans. amt. |
| Visa Late Payment Fee | $25.00/month |
| Visa Returned Payment Fee | $25.00/month |
| Visa Statement Copy Fee | $5.00/copy |
| VSI Fee (applies to Automobiles, RVs, and Boats) | $39.00/loan |
| Wire Transfers (Incoming) | $10.00 each |
| Wire Transfer (International-outgoing and incoming) | $35.00 each |
| Wire Transfer (Outgoing) | $20.00 each |
What our
Members say
William P.This bank has been great to work with!! The people are great. And they always go above and beyond to help with any matter that comes their way. I highly recommend banking with millstream area credit union!!!
