Auto Loans
Buy your first vehicle or upgrade to a newer model*
Flexible terms, competitive rates to finance new or used vehicles
Pre-approval available with up to 100% financing on loans
Learn More Auto Loan Refinancing Learn More Motorcycle, RV, and Boat Loans Affordably finance almost any recreational vehicle* Competitive rates for motorcycles, ATVs, and more Quick, local decision-making and processing Learn More Personal Signature Loans
Fund your dreams, major purchases, and goals for the future
Friendly advisors, no application fees, no pre-payment penalties
Competitive fixed and variable rates, with terms up to 48 months
Learn More Visa Rewards Credit Card
Meet expenses when and where they arise
Two convenient options to suit different needs
Competitive rates, no annual fees, and a 25-day grace period
Learn More Share Secured Loans
Use your existing savings account as collateral for new funds
One of our lowest loan rates with flexible terms and payments
Great credit-building tool with payment protection available
Learn More Student Loans
Smart Option Student Loan® offered through Sallie Mae®
Competitive interest rates, 3 easy repayment options, no origination fees
Service your existing student loan through Millstream Area Credit Union
Learn More Draft Lines of Credit
Available to Millstream Area Credit Union checking account holders
Borrow up to $500 to use for unexpected expenses or needs
Affordable rates and payments, with many convenient ways to pay
Learn More