• Signature Loans

    • Fund your dreams, major purchases, and goals for the future.
    • Friendly advisors, no application fees, no pre-payment penalties.
    • Competitive fixed and variable rates, with terms up to 48 months.

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  • Draft Line of Credit

    • Available to Millstream Area CU checking account holders.
    • Borrow up to $500 to use for unexpected expenses or needs.
    • Affordable rates and payments, with many convenient ways to pay.

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  • Auto Loans

    • Buy your first vehicle or upgrade to a newer model.
    • Flexible terms, competitive rates to finance new or used vehicles.
    • Pre-approval available with up to 100% financing on loans.

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  • Share Secured Loans

    • Use your existing savings account as collateral for new funds.
    • One of our lowest loan rates with flexible terms and payments.
    • Great credit-building tool with payment protection available.

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  • Mortgage Loans

    • Mortgage loan programs to fit any buyer's needs.
    • Competitive interest rates with terms up to 40 years.
    • Find a monthly payment that meets your budgetary needs.

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  • Home Equity Loans & Lines of Credit

    • Utilize the value of your property to fund other needs.
    • Make home improvements, take a vacation, pay for college.
    • Competitive fixed and variable rates, flexible terms and payments.

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  • Student Loans

    • Smart Option Student Loan® offered through Sallie Mae®.
    • Competitve interest rates, 3 easy repayment options, no origination fees.
    • Service your existing student loan through Millstream.

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  • Loan Protection

    • Guaranteed Auto Protection pays off totaled or stolen vehicles.
    • Payment Protection covers credit bills when you can't work.
    • Credit Life Insurance protects your family from debts if you die.

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  • Visa® Credit Cards

    • Meet expenses when and where they arise.
    • Two convenient options to suit different needs.
    • Competitive rates, no annual fees, and a 25-day grace period.

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